FintechProducts

Emino

Ejei-Okeke Emmanuel (Emino)

I build software products and lead the teams behind them.Product & engineering leadership across fintech, blockchain, and identity infrastructure.

About Me

I'm Ejei-Okeke Emmanuel, but just call me Emino (air-me-know). I work at the intersection of product and engineering, with a focus on fintech and payments: routing, settlements, credit, identity, and the infrastructure decisions that make them reliable at scale.

I hold an MBA in Fintech & Blockchain from Nexford University (4.00 CGPA), and I still ship code. That combination shapes how I work. I can set direction and sit in the codebase that executes it, often on the same day.

7+
Years in software & product
94–98%
Transaction success rate achieved, up from the mid-to-high 70s
3
Ventures currently building alongside full-time product work

What I'm Building

Alongside my product and engineering roles, I co-found and lead technical teams. Three active ventures:

  1. Veem

    Co-founder & CEO

    The trust layer for modern identity

    A consent-first identity verification and KYC orchestration layer for Nigeria, aggregating BVN, NIN checks and biometric verification into a single confidence-scored identity signal for merchants. I lead strategy and product direction; my two co-founders and I are all engineers by background.

    BVN · NIN · Biometrics · KYC orchestration

  2. Rimoswap

    Co-founder, previously CTO

    Removing the friction from web3 payments

    Rimoswap makes stablecoin transfers and crypto-to-fiat flows simpler for everyday users across Africa. As CTO until March 2026, I led engineering across trading, wallets, P2P and cross-border payments, and built Rimoswap Tags: send to a handle, not a wallet address. I now advise on direction.

    Trading · Wallets · P2P · Stablecoin payments

  3. Engineering digital systems that endure

    A selective software development and technology advisory studio (CAC-registered), taking on a limited number of engagements per quarter. Client work spans fashion, hospitality, and consumer platforms.

    Fashion · Hospitality · Consumer platforms

Where I've Worked

Nine roles across payments, credit, travel, fashion and education.

  1. Echezona Digital Gateway Ltd

    Product Lead & Senior Frontend Engineer

    A CBN-licensed Payment Solution Service Provider (PSSP, PTSP), powering card, USSD, virtual accounts and other multiple rails with multi-currency support.

  2. Tytron Group

    Product Manager – Digital Projects, Kulturee

    A global travel and cultural experience platform, under Tytron's strategy and management consultancy.

  3. Elieman

    IT Engineer

    An art and fashion house building its digital retail and gallery experience.

  4. Loiz Tours & Travels

    Frontend Developer, Junior Product Owner

    An e-commerce travel platform.

  5. Pennee Technologies / Yana

    Frontend Engineer (Product)

    Corporate credit accounts, asset financing and cash flow management software. A B2B credit lending startup.

  6. Loiz Tours & Travels

    Frontend Developer (Volunteer)

    Preceded the paid part-time engagement above.

  7. Coriftech Solutions Ltd

    Web Development Instructor (Volunteer/Intern)

    A tech education institute in Asaba, training web development, cybersecurity, and design skills across Africa.

  8. Nexbuy District

    Frontend Developer / Instructor

    An e-commerce startup with an in-house tech education arm, Nexlearn.

  9. West African Oilfield Services

    Student Intern (Engineering)

    An oil & gas field services company.

What I've Written

Notes on building products, the engineering underneath them, and what the two teach each other.

View the library →

Passion & Interests

My world outside of software development.

While I'm deeply passionate about crafting innovative software solutions, my world extends far beyond the digital realm. Here are a few of my interests that fuel my creativity and keep me grounded.

A painting hanging in my home
  • Art

    I have a deep appreciation for art in all its forms. From paintings and sculptures to photography and even fashion. Art has the power to evoke emotions and enrich our lives.

  • Music

    To put it simply, I love music. I live for it. Just like any other art form, good music evokes emotions and emotions make the life experience more beautiful. Check out some of my favourite curated Spotify playlists.

  • Sports

    Football in particular. I was born a Liverpool fan and I intend to die that way. I also love tennis, badminton. I wouldn't say I love basketball, I just love watching Steph play.

  • Anime

    I'm a fan of the new generation of anime. JJK, AOT, Demon Slayer, Vinland Saga, etc. Expect to hear more about anime from me in the near future... Hopefully 🙂‍↕️

  • Gaming

    Gaming serves as a great way for me to relax and unwind. While I'm not a hardcore competitive gamer, I enjoy the immersive experiences it offers.

  • Adventures

    So typically, I love staying indoors, but nature has a calming effect on me. I love hiking, camping, exploring new destinations and taking late night walks/drives.

Tune In

The sounds that fuel the work. Curated, played to death, and updated more often than the rest of this site.